Finding the right bank to serve your small business needs can be a daunting task. With so many competing financial institutions to choose from, business owners simply don’t have the time for the in-depth research required to carefully weigh all the options. This guide to choosing a small business bank will help you narrow down your choices so you find the best fit for you. Small, medium, or large? You… Read more
It’s the little things that make up the big things. Here’s a list of ten traits of some of the movers and shakers in the world today (and from the past). 1. They Stay Healthy Health is make-or-break. If you have it, your life will take on meaning like you couldn’t otherwise know; but if you don’t have it, you will only accomplish a comparatively small percentage of what… Read more
While working at home as a freelancer sounds like the ultimate dream for anyone who tires of the rat race, freelancers still have more than their fair share of financial matters to worry about. In fact, perhaps the most important trait that any freelancer should have is the ability to be fully responsible and accountable to themselves, and saving money is something that you will be wholly responsible for. … Read more
“For a list of all the ways technology has failed to improve the quality of life, please press three.” Alice Kahn If you feel overwhelmed by the sheer volume of technological gadgets out there, never mind apps and other digital “solutions”, you’re not alone. Technology sprawl and the rabbit hole of more and more information, available all the time, is making productivity—and healthy downtime—a real challenge for many of us. Although… Read more
What do Warren Buffet, Bill Gates, Mark Cuban, and Arianna Huffington have in common? All of these smart, savvy, successful business leaders share a passion for self-improvement through reading. If you want to improve your skills as a business owner, why not spend a bit of time each day reading books that guide you to greater success? This reading list of 4 inspiring business books will help you get started:… Read more
According to Google, which offers employees a course on mindfulness meditation, and Lululemon, a company that keeps a Director of Mindfulness on staff, the answer is a resounding yes. Mindfulness, as American scientist Jon Kabat-Zinn defines it, is simply “paying attention in a sustained and particular way – on purpose, in the present moment and non-judgmentally.” Research has shown that practicing mindful meditation can lead to reduced stress, lowered blood… Read more
Identifying dangerous emails Scam emails are becoming more prevalent throughout Australia. It is important that you are able to recognise scam emails to ensure that your private details and information are kept secure. Here are 10 essential tips to assist you in identifying which emails could be potentially dangerous. Tip 1: Don’t trust the display name A favourite phishing tactic among cybercriminals is to spoof the display name of an email.… Read more
What you need to know from the Federal Budget Updates Read more
Did you know legislation is expected to be passed very soon allowing businesses with less than $10 million in turnover to immediately write off any assets purchased for less than $20,000? Previously this only applied to businesses with a turnover of less than $2 million. Check it out- Click here to learn more! Read more
Do you have an outstanding tax debt? Did you know that from 1 July this year, the ATO will report these debts to credit agencies and this will affect your credit rating! Check out this article for further details, and get your tax debt sorted now! Click Here Read more
If you own an investment property, a depreciation schedule will more than likely offer you some benefits. Depreciation is often missed by investors, but it is a legitimate tax deduction. Depreciation is the process of devaluing assets as they decrease in value over their lifetime until reaching the end of their useful life. If you have an investment property it can be depreciated and you are deemed to benefit from… Read more
Any time that you want to change your financial picture, you need to start by setting goals. Many people look at the New Year as a good time to begin making changes in your life. In order for your changes and goals to be successful, you should set goals with small attainable steps that will help you to achieve the goals that you are setting. There are four areas that… Read more
The instances of ATM and credit card fraud are on the rise. Follow the tips below to help avoid becoming a victim: Don’t let anyone swipe your card twice without giving you a ‘transaction cancelled’ receipt for the first swipe – card ‘skimming’ is growing where fraudsters swipe cards through a second machine to record details. Be on your guard when withdrawing money from ATMs – if anything seems out… Read more
Superannuation reform and its impact on you The wide ranging superannuation reforms originally announced in the 2016-17 Federal Budget have passed Parliament. As the majority of the reforms start from 1 July 2017, it’s important to consider how these might impact on you and whether you need to take any action before then. Key reforms include: Non-concessional contributions capped at $1.6 million – Once your super balance has reached… Read more
Family wealth can take a lifetime to accrue, but can also disappear in an instant through poorly considered generosity. This 3 minute read may be one of the most important articles you have ever read! Many parents and grandparents are often willing to help younger generations with funds toward a house or education. It’s a wonderful gift – but there can also be some serious traps. The person who… Read more